EHIC for European visitors
Visitors from EEA member states should show a valid European Health Insurance Card (EHIC) to access free healthcare. This entitles them to reduced cost, or free treatment for conditions that need to be treated during the visit which cannot wait until they return home. Planned treatment needs to be arranged separately through your home country's healthcare system.
If you do not have an EHIC with you then apply through your home country's healthcare system immediately for a Provisional Replacement Certificate. If you cannot show either an EHIC or PRC you may be liable to pay for treatment although you might get a refund from your home country's healthcare system on your return.
EHIC requirements under EC regulations
Like all other EEA member states, the UK now requires evidence of a valid EHIC for access to reduced cost, or sometimes free, state healthacre which becomes necessary during a visit. This is in line with EC regulations.
The National Health Service primarily provides healthcare for people who live in the UK. Please ensure that you have a valid EHIC ready to show admission staff.
What treatment is covered?
Treatment covered by an EHIC is that which is seen to be clinically necessary in the opinion of a doctor or dentist employed by the Health Board.
The card also covers pre-existing conditions including monitoring of conditions such as diabetes.
Although also covered by the card, anyone requiring dialysis or oxygen therapy must make arrangements prior to departure from their home member state.
Invalid EHIC
If you cannot show a valid EHIC or PRC you may be charged for all secondary care during your hospital visit. However, under UK domestic Regulations, if you are a student or working here you may qualify for free treatment.
Certain services are exempt from charges, including care provided in the Accident & Emergency department if required. Almost all other care including emergency treatment is chargeable.
Most EEA permanent residents will be able to obtain a refund for all or part of their treatment when they return home from their healthcare insurance provider.
Cardiff and Vale University Health Board will require payment from any patient who cannot produce an EHIC or PRC, or who cannot prove entitlement under Welsh Assembly Government Regulations at the time of their treatment.
